|
"This is the sixth year in a row that ERC Health average rate renewals have significantly beat the market average. Nearly 75% of ERC Health participating organizations received single digit rate adjustments and nearly 20% received no rate increase or rate reductions of up to 10%!"
- Pat Perry, President of ERC
Common Questions
What is ERC Health?
ERC Health is a health insurance program designed for employers with a minimum of at least 51 benefit eligible employees. The program is sponsored by ERC and underwritten by Anthem Blue Cross and Blue Shield.
Back to top
Why did ERC develop this
program?
ERC Health was developed as a response
to the middle market's need for a better health insurance solution
- a group-pooled product, with consistently low
rates, supported by excellent service and underwritten by
a national carrier like Anthem Blue Cross and Blue Shield.
Back to top
Is this a one-size fits
all program?
We have over 40 plan designs to choose from, and can match just about any program an employer currently has in place today. HSA and HRA options are also available.
Back to top
What makes ERC Health
different?
In addition to great rates, ERC Health offers qualifying
organizations:
- Rate Guarantees
- Second Year Rate Caps
- Integrated Health Management Programs
- Disease Management
- Local service support and National Access through the
BlueCard program
- Access to Cleveland Clinic and University Hospital Health
Systems
Back to top
Does ERC Health compete
with the programs offered through NOACC and COSE?
The NOACC and COSE programs are focused
on employers with less than 50 employees. Yet, some of their employer groups are over 50 employees and would be eligible to apply for ERC Health. ERC Health remains the only Northeast Ohio group-pooled program
designed specifically for middle market employers.
Back to top
What about ERC Health's
premium rates?
The ERC Health program offers great, initial low rates
but our emphasis is really on keeping those rates low for
the long term. The program's features, plan designs and wellness
features provide a great opportunity for employers to have
real control over health care costs.
Back to top
How successful has the
program been?
We are delighted with the results. ERC Health is one of the fastest growing health
insurance programs for area employers and our rate renewals have been
considerably lower than the local and national averages. In fact, last year the
majority of our participating organizations received single digit rate renewals,
while some received up to 10% reductions!
Back to top
How does a company find
out about ERC Health?
Check out www.erchealth.com or give us a call at 440/684-9700.
Back to top
|
