Member Savings

ERC Life & Disability provides a 20% discount off your current group life premiums and 10% off LTD and STD coverage.

• Discounts are taken from your current or renewal premium
• No underwriting
• All products have a 2-year rate guarantee
• Only available to ERC Members in good standing
• Employers with 50-500 employees can qualify
• Simple administrative transition
• Subject to certain coverage parameters